Privacy Policy.

This Privacy Policy explains how Inclood Solutions Limited ("Workinance", "we", "us" or "our") collects, uses, shares and protects information when you use Workinance (the "Service"). It applies to visitors of this website and to users of the Service.

1. Information We Collect

We collect information in the following ways:

• Account information you give us when you register: name, email address, phone number, and business details.
• Business data you or your team enter into the Service: sales, inventory, customer and supplier records, employee accounts, and similar operational data.
• Usage data about how you interact with the Service: pages visited, features used, and timestamps.
• Device and log data: IP address, browser type, and similar technical information collected automatically when you use the website or Service.
• Communications you send us, such as support requests or messages through our contact form.

2. How We Use Information

We use the information we collect to:

• Provide, operate and maintain the Service;
• Process your subscription and billing;
• Respond to support requests and communicate with you about the Service;
• Monitor and improve the performance, security and reliability of the Service;
• Comply with legal obligations.

We do not sell your personal information or your business data to third parties.

3. Data Storage and Security

Your data is hosted on Amazon Web Services (AWS) infrastructure, with access controlled through authentication and permission checks, and encrypted in transit over HTTPS. We take reasonable technical and organizational measures to protect your information, but no system is completely secure, and we cannot guarantee absolute security.

4. Who We Share Information With

We may share information with:

• Service providers who help us operate the Service, such as cloud hosting and payment processors, bound by confidentiality and data-protection obligations;
• Other users of your account, such as teammates you invite, according to the permissions you grant them;
• Legal authorities, where required to comply with a legal obligation, protect our rights, or respond to a valid legal request;
• A successor business, in connection with a merger, acquisition, or sale of assets, subject to this Privacy Policy continuing to apply to your information.

5. Data Retention

We retain your account information and business data for as long as your account is active, and for a reasonable period after account closure to allow for recovery, comply with legal obligations, or resolve disputes, after which it is deleted or anonymized.

6. Your Rights and Choices

Depending on where you are located, you may have rights to access, correct, export, or request deletion of your personal information. You can update most account information directly within the Service, or contact us at info@workinance.com to make a request.

7. Cookies

Our website and the Service use cookies and similar technologies necessary for authentication (keeping you signed in) and for understanding how the Service is used, so we can improve it. You can control cookies through your browser settings, though some parts of the Service may not function properly without them.

8. Children's Privacy

The Service is intended for business use and is not directed at children. We do not knowingly collect personal information from children.

9. International Data Transfers

Our infrastructure may process and store data in countries other than your own. Where we transfer information across borders, we take steps to ensure it continues to be protected in line with this Privacy Policy.

10. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will post the updated policy here with a new "Last updated" date and, where appropriate, notify you directly.

11. Contact Us

For questions about this Privacy Policy or how we handle your information, contact us at info@workinance.com or at Inclood Solutions Limited, 1 Broad Street, Lagos.